Altrincham Personal Retirement Planning

Altrincham Personal Retirement Planning

When it comes to your Altrincham retirement planning, are you worried you might not have enough retirement income? Like most of our clients, you will want to make sure that you are doing the right thing, and that your saving plans are on track to give you the peace of mind you need when you stop working.

For most of us, any worries about our retirement income stem from being unable to forecast with certainty exactly much money we are likely to need to live on every month during our retirement. For example: Will your savings still allow you to travel the world, to give monetary gifts to your family but still enjoy a great quality of life?

Altrincham Retirement Planning

Altrincham Retirement Planning

When it comes to Altrincham retirement planning, our local Altrincham financial advisers are fully trained and qualified to help you to make plans for your retirement. Our focus is different to most Altrincham IFA firms: we believe you ought to put your hopes and aspirations for retirement first. We ask you to tell us what those hopes are, and what they will cost. Once we know this, we can analyse your existing financial plans and savings. We do this using the latest technology, and it will let you know what your income is going to be like in the future. Most importantly of all, we can predict if you will be able to live the retirement life you really want.

Pension Advice Altrincham

Pension Advice Altrincham

Booking an initial review with an Altrincham retirement planning and Altrincham financial planning specialist is simple. Assured Wealth will pay for the initial meeting, and you are under no obligation. An adviser meets you at home, at work or in our offices. The meeting can be held at a time and place to suit you. Simply call the team today on 0161 464 9122 and let us help you make sense of your finances for retirement.

Are Annuities Still A Viable Option For Retirement Planning?

Are Annuities Still A Viable Option?

Annuities are retirement products that guarantee you with a regular income after you retire.

You choose a provider, pick an appropriate annuity to suit your needs and, in exchange for some or all of your pension savings, the annuity provides income until you die.

The use of annuities has declined markedly in recent years, with figures from the Association of British Insurers suggesting sales have fallen by as much as 80% since 2014.

Research from the Financial Conduct Authority reflects this trend, with year-on-year annuity sales down 16% in the six months to April 2017.

This is partly due to the fact that, following former chancellor George Osborne’s introduction of pension reforms in 2015, people now have more options when it comes to planning their retirement.

However, are annuities still a viable retirement planning option to consider in 2017?

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Inheritance Tax On Agricultural Property

Agricultural Property Relief
There is a specific relief that relates to certain agricultural property situated in the UK, Channel Islands, Isle of Man and in the EEA (European Economic Area). Qualifying agricultural property can be passed without inheritance tax as a lifetime gift or upon death.

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Inheritance Tax On Property

Inheritance Tax On Property

Inheritance tax on property is to be paid if the taxable value of the estate (with any gifts made by the deceased added on if they were made in the seven years prior to their death) exceeds the nil rate band. The rate of inheritance tax on property is currently 40%.

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Why Choose us


Investment portfolio review


Cash flow modelling


Fully Independent


FCA regulated


Financial planning


Estate planning qualified


Pension transfer specialists


Occupational pension specialists


All types of mortgages


Care fee planning


Low cost fees


Corporate planning


Wealth management


Retirement planning


Inheritance tax mitigation

Not sure what's right for you? Let us help you decide.