Corporate Estate Planning West Kirby

West Kirby corporate estate planning and the protection of your business, is not just a case of taking out an insurance policy as some people would have you think.

When our West Kirby IFA are called to talk to clients about protecting their business, we will talk about things like exit planning, mitigation of tax, agreements with shareholders, and their ownership of shares and how the business would continue to operate in the event of their early demise.

West Kirby Corporate Estate Planning

West Kirby Corporate Estate Planning

West Kirby Corporate Estate Planning Specialist Start With The Basics


  • Is there a will drafted for the owner(s) dealing with their shares in the business? Is this up to date and does it reflect your wishes and those of your beneficiaries?
  • Is the will drafted in a tax efficient manner?

Shareholder agreements:

  • Who owns what shares?
  • Are they voting shares?
  • Does the companies articles and memorandum of wishes dictate the disposal of shares?
  • Has the value of the business changed in the past year, if so what is the value now?
  • Does any life cover for the shareholders reflect their share values?
  • Is there a cross option agreement in place to dispose of the shares effectively?

Inheritance and capital gains tax

  • Does the business qualify for Business Property relief? If yes, have the relevant documents been drafted to allow for this?
  • Are the business assets likely to attract Capital Gains Tax (CGT) on death or disposal post death?


  • Is there enough life cover in place to pay the value of the shares to the deceased estate?
  • Can a Relevant Life policy be used to reduce tax payable on insurance premiums?
  • Is critical and terminal illness covered in the current plans? Do you need this?


  • Who will run the business if you were to become ill, or die? Are they capable? Do they want to? Do they have the knowledge and expertise to manage the business?
  • Do you a West Kirby Lasting Power of Attorney (LPA) registered for yourself? If not, who will run your affairs if you become incapable.

As you can see, there are lots of issues for you to consider. Simply have a life policy and a will may not be enough. Call the Assured Wealth and Estate planning West Kirby corporate financial adviser team today to book a FREE West Kirby corporate estate planning consultation.

Why Choose us


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All types of mortgages


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Inheritance tax mitigation