Corporate Estate Planning Wilmslow

It is never too early to think about Wilmslow corporate estate planning and the protection your company, the first thing many will think of is some kind of insurance. However, talking to company owners just like you there are other topics we talk about first, we discuss exit strategies, mitigating tax liability, agreements with shareholders, shares ownership and what would happen to the company in the event of their early death.

We start with the Wilmslow corporate estate planning basics


  • Is there a will drafted for the owner dealing with their shares in the business? Is this up to date and does it reflect your wishes and those of your beneficiaries?
  • Is the will drafted in a tax efficient manner?

Shareholder agreements:

  • Who owns what shares?
  • Are they voting shares?
  • Does the companies articles and memorandum of wishes dictate the disposal of shares?
  • Has the value of the business changed in the past year, if so what is the value now?
  • Does any life cover for the shareholders reflect their share values?
  • Is there a cross option agreement in place to dispose of the shares effectively?

Inheritance and capital gains tax

  • Does the business qualify for Business Property relief? If yes, have the relevant documents been drafted to allow for this?
  • Are the business assets likely to attract Capital Gains Tax (CGT) on death or disposal post death?


  • Is there enough life cover in place to pay the value of the shares to the deceased estate?
  • Can a Relevant Life policy be used to reduce tax payable on insurance premiums?
  • Is critical and terminal illness covered in the current plans? Do you need this?


  • Who will run the business if you were to become ill, or die? Are they capable? Do they want to? Do they have the knowledge and expertise to manage the business?
  • Do you have a Wilmslow Lasting Power of Attorney (LPA) registered for yourself? If not, who will run your affairs if you become incapable.

These issues need to be considered and as you can see there are plenty of them. Just having life cover and the fact you have made a will may not be enough. Call the Assured Wealth and Estate planning Wilmslow corporate financial adviser team today to book a FREE Wilmslow Corporate Estate Planning consultation with a Wilmslow IFA.

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