Culcheth Retirement Planning

  • Find Out More

    State pension, company pension, final salary, defined contribution… There are lots of confusing terms to understand when it comes to planning for retirement. You need to know if you will be getting a state pension, and whether you have paid into a company pension. They may start paying out at different times and it is important to plan your savings today to ensure you have enough money when you retire. Book a free Culcheth retirement planning review today by filling in the contact form on this retirement planning page or call our friendly Culcheth IFA and Warrington IFA team on 01925 396122.

    You may even have old pension plans that you have lost over the years. We can help you to track these down – even a small amount of money can become valuable over time and these pots of money will help to make a better retirement for you and your family.

    Will you have enough money in retirement?

    The first five years are critical when it comes to retirement. Your outgoings will be around £200 more in these years as you adjust to your new-found freedom and spend more time at home. You may not realise how much you save on heating and electricity costs when you are working! You are likely to travel more and will want to treat yourself to holidays. Planning for this is a real challenge, and that is where an expert comes in to make the most of what you have, and to research the options for you, so you have the right amount of money available at the right time.

    With the new pensions freedoms from April 2015, you may be able to access your pension early – as young as 55 – but this must be balanced against the rising life expectancy which is now in the mid-80s for both men and women.

    Is your pension plan confusing?

    Let us take the stress away and cut through the jargon so that you can make the right decisions today for a brighter future tomorrow.


    For more information on Assured Wealth & Estate Planning Solutions’ Warrington Financial Advice, Culcheth Mortgage Advisors, Culcheth Financial advice and retirement advice or any of our other services, contact a #pension specialist on 01925 396122.


Get Started Now

Simply enter your details below and one of our professional advisors will contact you.