Warrington Estate Planning Solutions

Estate Planning Solutions are planning opportunities available to UK individuals to protect their assets for the next generation (bloodline).

Personal estate planning

Personal estate planning


60% of the UK population still don’t have a basic will, in place.  For the 40% that do, this still offers very little protection of those assets they have saved for all of their lives.  The following table explains the differences between a: will; trusts within a will; and a lifetime trust (example: safety deposit box).  The only way to protect with some certainty against life’s issues is to place assets into trust that you maintain whilst you are alive.  There are some limitations on this as well as possible tax consequences, so taking expert advice is key.  Our qualified estate planners would be happy to guide you through what is available. 


Estate Planning Options and benefits Basic wills only Wills trusts and LPA’s Lifetime trust, wills and LPA’s
Avoid the cost / delay of intestacy Yes Yes Yes
Appoint executors of your choice Yes Yes Yes
Appoint guardians of your choice Yes Yes Yes
Ensure your wishes are respected No Yes Yes
Avoid sideways disinheritance No Yes Yes
Delays children’s inheritance Yes Yes No
Avoid the cost of probate No No Yes
Avoid Probate delays min 6 months No No Yes
Avoid inheritance tax in children’s estates No No Yes
Avoid family wealth being diluted if a child divorces No No Yes
Avoid wealth dilution in the event of a beneficiary’s financial hardship No No Yes
Protect family wealth for up to 125 years No No Yes
Allow you to nominate trusted persons No Yes Yes
Avoid costs & delay of a deputyship order No Yes Yes
Avoid loss of control of a deputyship order No Yes Yes
May mitigate social care fees after first death* No Partial Yes


So book a FREE consultation today, at a  time and place that suits you and our advisers will show you which is the best option to meet your needs, both now and in the future.


 


Why Choose us

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Investment portfolio review

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Cash flow modelling

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Fully Independent

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FCA regulated

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Financial planning

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Estate planning qualified

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Pension transfer specialists

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Occupational pension specialists

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All types of mortgages

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Care fee planning

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Low cost fees

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Corporate planning

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Wealth management

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Retirement planning

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Inheritance tax mitigation