Protecting your assets with Trusts and effective Estate Planning

Most of the people within the UK (65%), do not have a valid will to enable them to leave their assets to the people they want to, when they die.  This leaves them vulnerable to having their: savings; investments; life insurance; pensions and property passed to bloodline family that they may not even know, or indeed like.

Divorce and pension sharing outcomes – How UK Law teams can improve their processes and client outcomes

Family Law teams – is your planning process costing your clients thousands of pounds in retirement?

 Xafinity D.B. transfer value index since 2016

Obtaining timely valuations on a client and their spouses final salary (Defined Benefit) scheme, is key to a good pension sharing outcome especially if the market valuation is about to fall, writes Mark Jones – Director of retirement services at Assured Wealth. 

Full and frank financial declarations upon divorce and the rise of crypto currencies – A growing problem for family law teams within the UK

Crypto currency and getting a fair divorce settlement for your client

When it comes to the courts in relation to the disclosure of marital assets, both parties have a duty to provide a full and frank disclosure. However, when it comes to cyber assets, if there is no evidence of cryptocurrency with either party, it could be very difficult to trace these highly volatile investments and their exact values. The problem exists when these assets are purchased directly and then moved offline. It could prove to be a very time consuming and costly task to forensically trace one parties offline investments, as they may have been moved offline soon after the trades has been placed.

Are Annuities Still A Viable Option For Retirement Planning?

Are Annuities Still A Viable Option?

Annuities are retirement products that guarantee you with a regular income after you retire.

You choose a provider, pick an appropriate annuity to suit your needs and, in exchange for some or all of your pension savings, the annuity provides income until you die.

The use of annuities has declined markedly in recent years, with figures from the Association of British Insurers suggesting sales have fallen by as much as 80% since 2014.

Research from the Financial Conduct Authority reflects this trend, with year-on-year annuity sales down 16% in the six months to April 2017.

This is partly due to the fact that, following former chancellor George Osborne’s introduction of pension reforms in 2015, people now have more options when it comes to planning their retirement.

However, are annuities still a viable retirement planning option to consider in 2017?

Why Choose us


Investment portfolio review


Cash flow modelling


Fully Independent


FCA regulated


Financial planning


Estate planning qualified


Pension transfer specialists


Occupational pension specialists


All types of mortgages


Care fee planning


Low cost fees


Corporate planning


Wealth management


Retirement planning


Inheritance tax mitigation