Warrington Personal Financial Planning

Warrington Personal Financial Planning

Do you have a fully tailored financial plan in place that can show you the impact of every single penny you spend? For most of us, the answer is “no”. We cannot see how spending today will affect our retirement income. That is where a Warrington Financial Planning team can be of assistance to you.

People go through their whole life trying to achieve goals. Most want to be debt-free at a planned age, and then retire from work and spend their time doing exactly what they want to do. Life is for living, and we want to show you how you can plan for your retirement years today and still have a comfortable life today.

Warrington Financial Planning

Warrington Financial Planning

Our Warrington Financial Planning Advisers will produce a Warrington lifetime cash flow modelling report for you. You can see the immediate effects if you were to decide to retire a year early or if you choose to pay off your mortgage a few years later. A click or two and our software will give you all of the answers you need for any scenario, right before your eyes.

Once you are satisfied with the plan, our Warrington financial advisers produce a detailed report to show you how every penny of income and expenditure between now and the age of 100 affects you in the future. It will be the first time you have seen your full financial future mapped out.

Personal Financial Planning Warrington

Personal Financial Planning Warrington

It’s time to stop guessing about your future and begin to plan for your income and assets to help you to live the life you want in retirement. Starting off the journey to your new financial life is simple: just complete the form below, or call our Warrington financial planners today on 01925 396122. Your first hour long Warrington Financial Planning review session with a member of our Warrington IFA team is completely FREE and with no obligation.

Understanding your retirement income needs just got a lot easier

Understanding your retirement income needs just got a lot easier

Written by Mark Jones on . Posted in Financial Planning

The Pensions and Lifetime Savings Association (PLSA) recently published its new ‘retirement living standards’ which aim to give people a clearer idea of how much money they will need in retirement.

The standards, which include three different levels of living, are based on goods and services, ranging from holidays to food and gifts.   It is hoped that these guidelines will change the way people think about their retirement savings.

So what kind of lifestyles do the standards describe?  Well for those living outside of London, there are three levels of affordable lifestyle:

Minimum income: 

The level of income needed for the minimum would  be £10,200 for a single person and £15,700 for a couple.  Under this minimum lifestyle you would be able to get a £38 weekly food shop and a holiday in the UK but you wouldn’t be able to own or run a car!

Moderate income:

If you wanted to have a car (replaced every 10 years) and an annual 2-week holiday in Europe, you would need an income of £20,200 per year for a single person or £29,100 for a couple.

Comfortable income:

The final, more comfortable lifestyle outlined would require an income of £33,000 for a single person or £47,500 for a couple.  This would allow you a few more luxuries including three weeks in Europe per year, a replacement car every five years and a £56 weekly food shop.

Planning your retirement is a huge decision, so these standards are a good guideline to help you make decisions about your future today.  If you still have questions, or you want advice on how to achieve your desired level of income in retirement, then book a free retirement planning consultation with one of our advisers.  Call us on: 01925 396 122 for a FREE review today.

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What Can Financial Advice Really Do For Your Life?

What Can Financial Advice Really Do For Your Life?

Written by Mark Jones on . Posted in Financial Planning

Almost 60% of people in the UK say they would benefit from regular financial advice.

Almost 60% of people in the UK say they would benefit from regular financial advice.

As the need for financial advice continues to grow, the country needs more financial advisers to meet demand.

Are you in the 33% of people who admit to a lack of confidence in money matters? Or do you worry that you don’t know enough about money and your finances? The stats show you’re not alone.

Younger people are now seeking advice to improve their financial situations. Retirement planning is happening a lot sooner. And people aim to retire early and are encouraged to do those bucket list items before they retire.

What’s Stopping Some People Seeking Financial Advice?

More people across the UK are realising they need expert help when it comes to protecting wealth for their families. Choosing a financial adviser can be an intimidating process.

That’s why it is important financial advisors are transparent and make things easy to understand.

Just as you trust a dentist to take care of your dental health, you trust in a financial advisor to take care of your financial health. Like choosing a dentist, choosing a financial adviser can feel like a daunting job. So when making a decision, choose a financial advisor you know will make things clear from the offset. 

As you’d expect from Assured Wealth, we make you feel at ease from the start, whatever your knowledge level. We encourage customers to be confident that we’re the right fit for them. And that’s why our initial consultation is always free.

Get In Touch

Whatever your financial situation, Assured Wealth is here to educate and deliver financial advice in a way you’ll understand it. To set up a free consultation, call 01925 396 122 or get in touch via our contact us page.

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When can I sell my business?

Written by Mark Jones on . Posted in Financial Planning

At what age can I stop working and retire for good?

Building your business has been hard work. But what is it all for? After all, you only get one life, so why not start to live it today!

Will the value you receive for your business allow you to live out your retirement dreams for you and your family? How much do you need to retire on? How old will you be when you exit your business? Will retiring at age 65 for example, allow you enough time to do everything you want to do in life?

These are all challenging questions, with answers that seem a mystery right now. Without expert advice, it’s normal to feel unsure if you’re heading in the right direction to an great retirement.

How To Successfully Sell up and Retire Early

Sitting down with an Independent Financial Planner, you’ll find out how to retire earlier from your business. We will ask you some thought-provoking questions. They’re usually questions you’ve never really sat down to think about. It’s those things you dream of doing when you retire, those all-important bucket list items that remain on your to-do list! Things like how often you want to go on holiday and to where, how you may want to support your children (Education, new home deposit or first car), or what big purchases you want to make in the future for yourself (houses, holiday homes, final home move, new cars etc).

After sharing your dreams and desires with us, we’ll be able to put a monetary figure against them. Treat us as your retirement calculator. We do the maths and create a highly detailed financial plan that works for you. It will include what value you need to sell your business for so you can live the lifestyle you deserve, and that you’ve been dreaming of. After all, no one wants to run out of money early, or sit back and do nothing fearing that they will run out of money in later life.

You owe it to yourself to get a detailed personal financial plan. After all you have been planning for your business for years. Don’t drift into selling your business, take control, now how much you need to sell it for and why.

Get In Touch

Assured Wealth will provide you with a detailed plan, so you know how soon you can sell your business and how much you need it to sell for. And after, you will have a clear vision of your roadmap until your 100 years old. 

Bring clarity and direction to your exit strategy today. Call Assured Wealth on: 01925 396 122 today, to book a FREE review.

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Why Choose us

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Investment portfolio review

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Cash flow modelling

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Fully Independent

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FCA regulated

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Financial planning

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Estate planning qualified

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Pension transfer specialists

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Occupational pension specialists

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All types of mortgages

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Care fee planning

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Corporate planning

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Wealth management

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Retirement planning

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Inheritance tax mitigation

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