Knutsford Personal Estate Planning

Knutsford Personal Estate Planning

Would you like to ensure that your assets are passed onto the people you want them to after your death?

Keeping an up-to-date and valid will may not be sufficient. Only by making a detailed estate plan can you be sure that your assets will be protected. Part of that estate plan ensures that if you you’re your capacity the appropriate people – who you have chosen – will take care of your personal affairs. How would your family cope if they could not use your money or assets when they needed them the most?  Download our FREE Estate Planning Services Overview guide today.

Knutsford Estate Planning

Knutsford Estate Planning

Our qualified Knutsford estate planning and Knutsford IFA team will talk you through what an effective estate plan looks like.

Valid Will
  • A well-drafted will can help to ensure your assets are passed on to the people you want them to upon your death.
Power of Attorney
  • Health and Welfare and Property and Affairs are the two types of Power of Attorney. When you set up these legal documents, you allowing someone you trust to take care of your legal affairs on your behalf. This is important if, for example, you are going to be away from the UK for a period of time, or if you become incapacitated later in life to the extent that you cannot manage your own affairs.


After you die, your estate enters a legal process called probate. This can take up to nine months in total. None of your assets are allowed to be sold until the grant of probate is received. Any asset held trust circumvents this process.

  • How would you feel if your family were forced to pay massive legal fees just because you did not make a will?
  • How can you make sure that the state will not take your life savings once you are gone?
  • How can you avoid leaving uncertainty for your family to deal with after you pass on?

Personal Estate Planning

Effective Knutsford estate planning advice gives you piece of mind that things are in place should the worst happen. Call our Knutsford estate planning specialists today on 01565 817122, for your one-hour FREE Knutsford financial planning and Knutsford retirement planning review.

Probate fees are increasing and a new death tax is starting

Assured Wealth and Estate Planning guide to the increased fee level and how forward planning can mitigate the new fees

What is probate?

When someone dies, you need to obtain the legal right to deal with their property, money and possessions, and to do so you need a grant of representation, which is commonly known as ‘probate’.

When is probate not needed?

Usually you won’t need to apply for probate if the estate does not include land, property or shares, if it is passing to a surviving spouse or civil partner because it was held in joint names or if the estate is valued at less than £5,000. However, each financial institution has its own rules and may still require a grant of probate certificate.

The new fees will apply to all applications received by the probate service on or after the date it is introduced in April 2019, irrespective of the date of death.

What is happening to probate fees?

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Protecting your assets with Trusts and effective Estate Planning

Most of the people within the UK (65%), do not have a valid will to enable them to leave their assets to the people they want to, when they die.  This leaves them vulnerable to having their: savings; investments; life insurance; pensions and property passed to bloodline family that they may not even know, or indeed like.

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Are Annuities Still A Viable Option For Retirement Planning?

Are Annuities Still A Viable Option?

Annuities are retirement products that guarantee you with a regular income after you retire.

You choose a provider, pick an appropriate annuity to suit your needs and, in exchange for some or all of your pension savings, the annuity provides income until you die.

The use of annuities has declined markedly in recent years, with figures from the Association of British Insurers suggesting sales have fallen by as much as 80% since 2014.

Research from the Financial Conduct Authority reflects this trend, with year-on-year annuity sales down 16% in the six months to April 2017.

This is partly due to the fact that, following former chancellor George Osborne’s introduction of pension reforms in 2015, people now have more options when it comes to planning their retirement.

However, are annuities still a viable retirement planning option to consider in 2017?

Read more

Why Choose us


Investment portfolio review


Cash flow modelling


Fully Independent


FCA regulated


Financial planning


Estate planning qualified


Pension transfer specialists


Occupational pension specialists


All types of mortgages


Care fee planning


Low cost fees


Corporate planning


Wealth management


Retirement planning


Inheritance tax mitigation