Liverpool Corporate Retirement Planning

Liverpool Corporate Retirement Planning

When the time comes for a business owner to begin to think about their Liverpool retirement planning, the first thing that comes to mind should be a tax-efficient way of extracting profits from their business. A Liverpool corporate retirement planning review should then be used to plan for an income when the business is sold.

Most business owners have not taken advantage of all of the available tax planning opportunities available to them, and so they are potentially missing out on building their retirement funds more each year.

When the business owns assets, such as buildings, it may make sense to make a pension scheme the owner of these instead.

Liverpool Corporate Pension Advisor

Liverpool Corporate Retirement Planning Advisor

Setting up a Self-Invested Personal Pension (SIPP) lets you hold many different types of assets. You can hold company property, bonds, shares and cash. This is a good choice for companies who wish to purchase the premises from which they trade and then make rental payments to the SIPP on behalf of the company.

Business property relief (BPR)

Your retirement may be funded by the sale of your business and so assessing if you can claim BPR on the sale could be the key to a successful retirement.

Self-Administered Scheme (SASS)

A SASS is similar to a SIPP but with the additional ability to loan money (up to half of the accrued value) back to the company to help with financing.

Corporate Pension Planning Liverpool

Corporate Pension Planning Liverpool

There are a number of other schemes to consider when planning your retirement. Tax, cash flow and your own attitude to risk are all important.

Choosing a member of our Liverpool corporate retirement planning team to talk through your business and retirement plan will help you to put everything in place.

Book a FREE Liverpool financial planning and Liverpool retirement planning review today with a Liverpool IFA by calling us on 0151 601 5922.

Are Annuities Still A Viable Option For Retirement Planning?

Are Annuities Still A Viable Option?

Annuities are retirement products that guarantee you with a regular income after you retire.

You choose a provider, pick an appropriate annuity to suit your needs and, in exchange for some or all of your pension savings, the annuity provides income until you die.

The use of annuities has declined markedly in recent years, with figures from the Association of British Insurers suggesting sales have fallen by as much as 80% since 2014.

Research from the Financial Conduct Authority reflects this trend, with year-on-year annuity sales down 16% in the six months to April 2017.

This is partly due to the fact that, following former chancellor George Osborne’s introduction of pension reforms in 2015, people now have more options when it comes to planning their retirement.

However, are annuities still a viable retirement planning option to consider in 2017?

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Inheritance Tax On Agricultural Property

Agricultural Property Relief
There is a specific relief that relates to certain agricultural property situated in the UK, Channel Islands, Isle of Man and in the EEA (European Economic Area). Qualifying agricultural property can be passed without inheritance tax as a lifetime gift or upon death.

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Inheritance Tax On Property

Inheritance Tax On Property

Inheritance tax on property is to be paid if the taxable value of the estate (with any gifts made by the deceased added on if they were made in the seven years prior to their death) exceeds the nil rate band. The rate of inheritance tax on property is currently 40%.

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Why Choose us

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Investment portfolio review

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Cash flow modelling

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Fully Independent

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FCA regulated

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Financial planning

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Estate planning qualified

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Pension transfer specialists

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Occupational pension specialists

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All types of mortgages

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Care fee planning

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Low cost fees

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Corporate planning

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Wealth management

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Retirement planning

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Inheritance tax mitigation

Not sure what's right for you? Let us help you decide.

BOOK A FREE RETIREMENT PLANNING REVIEW