Planning for retirement is likely to be the most decisions in your personal finance plans. The Government changes the rules around retirement often. When to retire? How much money will I need? What about my future travel and spending plans? I have older plans, which don’t make sense. What are my options?
There are many ways of saving for your retirement – and many ways of taking your retirement income. Of course, you want to pay as little tax as possible. That is why getting your plans right now can pay great rewards when you need the income later in life.
Every plan will have varying performance and different associated costs. Which plans do you need and which will give you the best income in retirement?
The way to find out is to book your FREE one-hour retirement planning review. It can be made at a time and place that suits you. Our retirement planning experts can help you make sense of all your plans. We talk to you in plain English and help you accurately forecast what your pension income will be. Call us today on 0151 601 5922 and start planning for the retirement you really want.
Financial Planning is a process in which we help you forecast your financial future. Every pound of income and planned expenditure from now until the day you die is included.
See how your finances will play out if you were to retire earlier, travel more, gift money to your children or upgrade your car every year.
By asking you what your life goals are now, right at the beginning of the planning process, we can help you keep focused on what your finances should be doing for you and your family.
We will ask challenging questions about your future and why you wish to do things in a certain way. When your draft report is complete, we will go through the findings with you to see if what you wish to do is affordable and what effects certain circumstances may have on your life (such as one partner dying early). Then, right in front of your eyes, we can model any scenario you can imagine: retire one year earlier, spend £10,000 per annum on holidays over the next five years, travel to Australia to tick off a bucket list goal… The list is endless, and you will eventually realise what is – and what is not – going to be possible. It is the first time in life you will see your finances in such detail.
Choose the life you really want and get to see what is possible with your own financial plan. Get started now by calling our independent financial planners on 0151 601 5922.
The UK mortgage market offers new deals every single day. With so many offers on mortgage rates and the range of charges for setting up the deal, choosing the right one for you can be a minefield. Our advisers run a fully independent mortgage comparison on your behalf, showing you all of the options available to you.
Just looking for the lowest headline rate may cost you more in real terms over the whole life of the deal. If you want to ensure you are getting the best deal in the marketplace; one that is right for your circumstances; contact our adviser team at Assured Wealth today.
Decision two: Do you then choose fixed rate or variable rate?
Decision three: What length of mortgage should I chose?
To help you to explore all your options we offer an independent mortgage advice service. Call Assured Wealth and Estate Planning to book a FREE review or find out more by visiting the personal mortgage advice page on our website.