Manchester Personal Estate Planning

Manchester Personal Estate Planning

When you are no longer around, would you like to ensure that your assets are passed effortlessly to the people you really want them to?

Simply having an up to date & valid will, may not give you the full protection you actually need. Only by having a detailed estate plan, can you be ensured that your assets will be protected from various risks. Part of that estate plan would make sure that if you were to lose capacity, that the right people would take care of your personal affairs. After all, how would your family cope if they could not access your assets to help you?  Download our Estate Planning Services Overview  for all you need to know.

Manchester Estate Planning

Our qualified Manchester estate planning and Manchester IFA team will talk you through what an effective estate plan could look like

Valid Will
  • A well drafted will can help to ensure those assets are passed to the correct people upon your death.
Power of Attorney x 2 different types
  • Health and Welfare and Property and Affairs. By setting up these legal documents, you are effectively allowing someone you trust to take care and manage your legal affairs on your behalf (If you are away from the United Kingdom for any period, or become incapacitated & cannot manage your own affairs).


    • Upon your death, your estate goes through a legal process – probate. This can take up to nine months. None of your assets can be sold until the grant of probate has been received. Any asset in your trust avoids this long/costly process.
    • How would you actually feel if your family had to pay excessive legal fees because you did not make a will?
    • How can you avoid the state getting your life savings once you are gone?
    • How can you avoid leaving uncertainties for your family to sort out?
Personal Estate Planning

Effective Manchester estate planning advice will give you piece of mind that things have been put in place should the worse happen to you. Getting the right legal documents and plans for your own situation is key. Call our Manchester estate planning specialists today on 0161 462 9122, for a one-hour FREE Manchester financial planning and Manchester retirement planning review.

Probate fees are increasing and a new death tax is starting

Assured Wealth and Estate Planning guide to the increased fee level and how forward planning can mitigate the new fees

What is probate?

When someone dies, you need to obtain the legal right to deal with their property, money and possessions, and to do so you need a grant of representation, which is commonly known as ‘probate’.

When is probate not needed?

Usually you won’t need to apply for probate if the estate does not include land, property or shares, if it is passing to a surviving spouse or civil partner because it was held in joint names or if the estate is valued at less than £5,000. However, each financial institution has its own rules and may still require a grant of probate certificate.

The new fees will apply to all applications received by the probate service on or after the date it is introduced in April 2019, irrespective of the date of death.

What is happening to probate fees?

Read more

Protecting your assets with Trusts and effective Estate Planning

Most of the people within the UK (65%), do not have a valid will to enable them to leave their assets to the people they want to, when they die.  This leaves them vulnerable to having their: savings; investments; life insurance; pensions and property passed to bloodline family that they may not even know, or indeed like.

Read more

Are Annuities Still A Viable Option For Retirement Planning?

Are Annuities Still A Viable Option?

Annuities are retirement products that guarantee you with a regular income after you retire.

You choose a provider, pick an appropriate annuity to suit your needs and, in exchange for some or all of your pension savings, the annuity provides income until you die.

The use of annuities has declined markedly in recent years, with figures from the Association of British Insurers suggesting sales have fallen by as much as 80% since 2014.

Research from the Financial Conduct Authority reflects this trend, with year-on-year annuity sales down 16% in the six months to April 2017.

This is partly due to the fact that, following former chancellor George Osborne’s introduction of pension reforms in 2015, people now have more options when it comes to planning their retirement.

However, are annuities still a viable retirement planning option to consider in 2017?

Read more

Why Choose us


Investment portfolio review


Cash flow modelling


Fully Independent


FCA regulated


Financial planning


Estate planning qualified


Pension transfer specialists


Occupational pension specialists


All types of mortgages


Care fee planning


Low cost fees


Corporate planning


Wealth management


Retirement planning


Inheritance tax mitigation

Not sure what's right for you? Let us help you decide.