Manchester Personal Retirement Planning

Manchester Personal Retirement Planning

When is comes to Manchester retirement planning, are you worried that you may not have enough retirement income when you finally retire? Like lots of our new clients, you want to be sure you are doing the right thing and that your savings are on track to give you that piece of mind.

For most people, the retirement income worry stems from not be able to forecast with certainty, what they will need to live on each month during their retirement. For example: Will their savings allow them to travel, give money to the family and still have a great quality of life?

Manchester Retirement Planning

When it comes to Manchester retirement planning, our local Manchester financial advisers are fully qualified and trained to help you plan for those later retirement years. Our focus is different to most Manchester IFA firms, as we believe you should put your hopes and aspirations for retirement first and tell us what they are and what they may cost. Once we have this information, we will analyse your plans and savings using the latest technology and let you know what your income will look like and most importantly, if you are able to live the retirement life you really want.

Pension Advice Manchester

Having an initial review with a Manchester retirement planning and Manchester financial planning specialist is easy. Assured Wealth pays for the initial meeting and you are under no obligation to proceed with us at all. An adviser will meet with you at home, work or in our offices at a time and place to suit you. Simply call our team today on 0161 464 9122 to book a time to meet and let us help you to make sense of your finances for that all-important retirement.

Are Annuities Still A Viable Option For Retirement Planning?

Are Annuities Still A Viable Option?

Annuities are retirement products that guarantee you with a regular income after you retire.

You choose a provider, pick an appropriate annuity to suit your needs and, in exchange for some or all of your pension savings, the annuity provides income until you die.

The use of annuities has declined markedly in recent years, with figures from the Association of British Insurers suggesting sales have fallen by as much as 80% since 2014.

Research from the Financial Conduct Authority reflects this trend, with year-on-year annuity sales down 16% in the six months to April 2017.

This is partly due to the fact that, following former chancellor George Osborne’s introduction of pension reforms in 2015, people now have more options when it comes to planning their retirement.

However, are annuities still a viable retirement planning option to consider in 2017?

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Inheritance Tax On Agricultural Property

Agricultural Property Relief
There is a specific relief that relates to certain agricultural property situated in the UK, Channel Islands, Isle of Man and in the EEA (European Economic Area). Qualifying agricultural property can be passed without inheritance tax as a lifetime gift or upon death.

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Inheritance Tax On Property

Inheritance Tax On Property

Inheritance tax on property is to be paid if the taxable value of the estate (with any gifts made by the deceased added on if they were made in the seven years prior to their death) exceeds the nil rate band. The rate of inheritance tax on property is currently 40%.

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Why Choose us


Investment portfolio review


Cash flow modelling


Fully Independent


FCA regulated


Financial planning


Estate planning qualified


Pension transfer specialists


Occupational pension specialists


All types of mortgages


Care fee planning


Low cost fees


Corporate planning


Wealth management


Retirement planning


Inheritance tax mitigation

Not sure what's right for you? Let us help you decide.