Warrington Personal Estate Planning

Warrington Personal Estate Planning

Would you like to be sure that your assets will be passed on to the people you want them to after your death?

Having an up-to-date, valid will is important, but that alone might not give you sufficient protection. Only a detailed estate plan can make sure your assets are protected from risk. Part of that plan is to make sure that if you lose capacity the right people are put in place to take care of your affairs. Could your family cope if they could not use your money and assets when they needed them the most?

Warrington Estate Planning

Warrington Estate Planning

Our qualified Warrington estate planning and Warrington IFA team will talk you through an effective estate plan.

Valid Will
  • A well-drafted will helps to ensure your assets are passed on to the people you want after your death.
Power of Attorney
    There are two types of Power of Attorney: Health and Welfare and Property and Affairs. By setting these documents up, you are legally naming someone you trust to take care of your affairs if you are away from the country for some time, or you become incapacitated and cannot manage your own affairs.


After your death, your estate goes through a legal process known as probate. This can take as long as nine months. None of your assets can be sold until the grant of probate is in place. Assets protected in trust will circumvent this process.

  • How would you feel if your family had to pay legal fees because you did not make a will?
  • How can you avoid the state getting hold of your life savings after your death?
  • How can you avoid leaving uncertainty for your family?

Personal Estate Planning

Effective Warrington estate planning advice gives you piece of mind that things are in place should the worst happen. Call our Warrington estate planning specialists today on 01925 396122, for your one-hour FREE Warrington financial planning and Warrington retirement planning review.

Are Annuities Still A Viable Option For Retirement Planning?

Are Annuities Still A Viable Option?

Annuities are retirement products that guarantee you with a regular income after you retire.

You choose a provider, pick an appropriate annuity to suit your needs and, in exchange for some or all of your pension savings, the annuity provides income until you die.

The use of annuities has declined markedly in recent years, with figures from the Association of British Insurers suggesting sales have fallen by as much as 80% since 2014.

Research from the Financial Conduct Authority reflects this trend, with year-on-year annuity sales down 16% in the six months to April 2017.

This is partly due to the fact that, following former chancellor George Osborne’s introduction of pension reforms in 2015, people now have more options when it comes to planning their retirement.

However, are annuities still a viable retirement planning option to consider in 2017?

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Online Probate Service Launches

Online Probate Service Launches

Executors of an estate in England and Wales can now apply for probate online using a new online probate service launched by HM Courts and Tribunals.

This will allow executors to submit certain details online to obtain a grant of probate, although paper copies of the will and death certificate still need to be provided.

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Dying Without A Valid Will

Dying Without A Valid Will
Dying without a valid will… How intestacy rules can affect your beneficiaries…

It’s easy to assume your property and possessions will automatically go to loved ones when you die, but in reality, this is seldom the case.

Thousands of people die every year without making a will, without properly drafting one or where the execution of the will fails to meet certain legal requirements.

This results in a situation known as intestacy, where usually a family member picks up the pieces and takes on the often strenuous task of processing your estate.

If you die without making a valid will, your estate – including all your money, property and possessions will be divided according to the law and not your wishes. Those laws differ slightly between the countries in the UK, although the principles are similar.

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Why Choose us


Investment portfolio review


Cash flow modelling


Fully Independent


FCA regulated


Financial planning


Estate planning qualified


Pension transfer specialists


Occupational pension specialists


All types of mortgages


Care fee planning


Low cost fees


Corporate planning


Wealth management


Retirement planning


Inheritance tax mitigation

Not sure what's right for you? Let us help you decide.