Posts Tagged ‘advice’

Managing your money December 2015

In this month’s managing your Money:

Help to Buy ISAs were launched on 1 December.

The Autumn Statement introduced some significant changes for individuals.

People have potentially unrealistic ideas about when they will retire and how much money they’ll have.

Do we need a Financial Planner for Christmas?

When it comes to having the money to have our ideal Christmas present, sometimes our aspirations are a little out of reach.  If your Christmas day end’s up like the one below, then you need to get your spouse/partner to ask the question “Do we need a Financial Planner this for Christmas?


If your ideal Christmas day present looks like this:

Ideal Christmas present

Ideal Christmas present



But your’s end’s up looking more like this:


Unwanted Christmas present

Unwanted Christmas present


Ask yourself, what went wrong?  Did you:

  • Set a budget to spend this year?
  • Could you afford those gifts?
  • Did you have a savings plan from January 2015?
  • Did you pay off debts and loans and left yourself short this Christmas?
  • Is your credit card debt getting out of control?

It’s difficult to talk through money with a partner, but once you talk to our team of advisers, we will have you talking about joint life goals before you know it.  Once you have these in place, it’s easier to work towards them and aligning your income and savings to meet those goals.  It may not be a new car or home, it may simply be having the money to have a great holiday together next year.  Simply talking about your goals takes away the difficult things around money.

Book a FREE review today with an independent adviser at Assured Wealth.  Our advisers will meet you at a time and place to suit you.  We will ask questions designed to get you thinking differently about your future.







Why Choose us

Icon1

Investment portfolio review

Icon2

Cash flow modelling

Icon3

Fully Independent

Icon4

FCA regulated

Icon5

Financial planning

Icon6

Estate planning qualified

Icon7

Pension transfer specialists

Icon8

Occupational pension specialists

Icon9

All types of mortgages

Icon10

Care fee planning

Icon11

Low cost fees

Icon12

Corporate planning

Icon13

Wealth management

Icon14

Retirement planning

Icon15

Inheritance tax mitigation