Posts Tagged ‘ISA’

Money Management Tips- March 2016

In this month’s Money management Tips

Money management tips, explains, understanding the consequences of poor money management is essential for financial security.

There are changes to mortgage tax relief that buy-to-let mortgage applicants may not be aware of.

The Bank of England expects average wages to rise by 3% in 2016.

There is a lack of confidence in whether home insurance policies will pay out.

A new kind of Innovative Finance ISA will be available from April 2016.

How does a Help to Buy Isa work?

From 1 December first-time buyers will be able to save in a Help to Buy Individual Savings Account (HTB Isa) and the government will add money to it.

Help to buy ISA

Help to buy ISA


As with your traditional cash ISA, the interest you earn will be free of both income and capital gains tax.

In addition, when savers take money out to buy a house or flat, the government will add 25% to whatever is in the account, up to a maximum of £3,000.

Children and financial planning

Children and financial planning – our guide to financial considerations when having children.
Children and financial planning

Having a child is one of the biggest emotional, logistical and financial commitments you can undertake.

Research by the Centre for Economics and Business Research estimates that the cost of raising a child to the age 21 is almost £240,000.

This figure is an average: some parents will spend more and others less. Whatever your decisions, with careful financial planning you can provide for your child or children in the way you wish.

Why Choose us


Investment portfolio review


Cash flow modelling


Fully Independent


FCA regulated


Financial planning


Estate planning qualified


Pension transfer specialists


Occupational pension specialists


All types of mortgages


Care fee planning


Low cost fees


Corporate planning


Wealth management


Retirement planning


Inheritance tax mitigation