West Kirby Corporate Retirement Planning

West Kirby Corporate Retirement Planning

Eventually we all have to think about retiring. For business owners, it can be difficult as you will need to consider a tax-efficient way of extracting profits from the business. A West Kirby corporate retirement planning review can make a plan for your income after your business has been sold.

West Kirby Corporate Pension Advisor

West Kirby Corporate Pension Advisor

Maybe you have not taken advantage yet of all of the tax planning opportunities that are available to you. Maybe you are missing out on an opportunity to bolster your retirement funds. Maybe you could make a pension fund the owner of some business assets, such as buildings, to make the business more tax efficient.

Self-Invested Personal Pension (SIPP)

A Self-Invested Personal Pension (SIPP) protects many different types of asset. You can use it to hold company property, bonds, shares or cash. It is a good choice for companies who wish to purchase their premises. You can do this and then make rental payments back to the SIPP on the company’s behalf.

Business property relief (BPR)

You may wish to fund your retirement through selling of your business. If you can claim BPR on the sale this could be an advantge, and could even be the key to a successful retirement. We can help you maximise the benefits.

Self-Administered Scheme (SASS)

A SASS is like a SIPP, but with the ability to loan up to half of its accrued value back to the company as cash.

Corporate Pension Planning West Kirby

Corporate Pension Planning West Kirby

There are several schemes to consider when planning for retirement. Tax, cash flow and your attitude to risk are all important factors. Choosing our West Kirby corporate retirement planning team to talk through your business and retirement plan helps you to put everything in place properly.

Book your FREE West Kirby business financial planning and West Kirby retirement planning review today with a West Kirby IFA by calling us on 0151 601 5922.

Are Annuities Still A Viable Option For Retirement Planning?

Are Annuities Still A Viable Option?

Annuities are retirement products that guarantee you with a regular income after you retire.

You choose a provider, pick an appropriate annuity to suit your needs and, in exchange for some or all of your pension savings, the annuity provides income until you die.

The use of annuities has declined markedly in recent years, with figures from the Association of British Insurers suggesting sales have fallen by as much as 80% since 2014.

Research from the Financial Conduct Authority reflects this trend, with year-on-year annuity sales down 16% in the six months to April 2017.

This is partly due to the fact that, following former chancellor George Osborne’s introduction of pension reforms in 2015, people now have more options when it comes to planning their retirement.

However, are annuities still a viable retirement planning option to consider in 2017?

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Inheritance Tax On Agricultural Property

Agricultural Property Relief
There is a specific relief that relates to certain agricultural property situated in the UK, Channel Islands, Isle of Man and in the EEA (European Economic Area). Qualifying agricultural property can be passed without inheritance tax as a lifetime gift or upon death.

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Inheritance Tax On Property

Inheritance Tax On Property

Inheritance tax on property is to be paid if the taxable value of the estate (with any gifts made by the deceased added on if they were made in the seven years prior to their death) exceeds the nil rate band. The rate of inheritance tax on property is currently 40%.

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Why Choose us


Investment portfolio review


Cash flow modelling


Fully Independent


FCA regulated


Financial planning


Estate planning qualified


Pension transfer specialists


Occupational pension specialists


All types of mortgages


Care fee planning


Low cost fees


Corporate planning


Wealth management


Retirement planning


Inheritance tax mitigation

Not sure what's right for you? Let us help you decide.