West Kirby Personal Financial Planning

West Kirby Personal Financial Planning

We could all benefit from a tailored financial plan that shows us the impact of every single penny we spend. Imagine being able to see how your spending today will affect your retirement income! Our West Kirby Financial Planning team can do this for you.

Whatever your goals are in life, you work hard to achieve them. We all want to be debt free before retirement so we can spend our golden years doing the things that we want. After all, life is for living. By planning for retirement today you can still enjoy a comfortable life and set yourself up for a worry-free future.

West Kirby Financial Planning

West Kirby Financial Planning

When you meet one of our West Kirby Financial Planning Advisers we produce a lifetime cash flow modelling report for you. This report lets you see the effects of choices you make now:

  • What if you retired a year earlier?
  • What if you pay off your mortgage later?

Our software is able to show the effects of these decisions with a click of the mouse.

Once the plan is finished, and you are satisfied it will meet your needs, our West Kirby financial advisers produce a detailed report. The report shows you how every penny of income and expenditure between now and the age of 100 affects your future. This will be the first time you will have seen your financial future fully mapped out.

Personal Financial Planning West Kirby

Personal Financial Planning West Kirby

It’s time to stop the guesswork about what will happen and make a plan for your income to help you to live the life you really want in retirement. Starting the journey to your new financial life is so easy: complete the form below, or call our West Kirby financial planners on 0151 601 5922 today. Your first West Kirby Financial Planning review session with our West Kirby IFA team is FREE and with no obligation.

What Can Financial Advice Really Do For Your Life?

Written by Mark Jones on . Posted in Financial Planning

Almost 60% of people in the UK say they would benefit from regular financial advice.

Almost 60% of people in the UK say they would benefit from regular financial advice.

As the need for financial advice continues to grow, the country needs more financial advisers to meet demand.

Are you in the 33% of people who admit to a lack of confidence in money matters? Or do you worry that you don’t know enough about money and your finances? The stats show you’re not alone.

Younger people are now seeking advice to improve their financial situations. Retirement planning is happening a lot sooner. And people aim to retire early and are encouraged to do those bucket list items before they retire.

What’s Stopping Some People Seeking Financial Advice?

More people across the UK are realising they need expert help when it comes to protecting wealth for their families. Choosing a financial adviser can be an intimidating process.

That’s why it is important financial advisors are transparent and make things easy to understand.

Just as you trust a dentist to take care of your dental health, you trust in a financial advisor to take care of your financial health. Like choosing a dentist, choosing a financial adviser can feel like a daunting job. So when making a decision, choose a financial advisor you know will make things clear from the offset. 

As you’d expect from Assured Wealth, we make you feel at ease from the start, whatever your knowledge level. We encourage customers to be confident that we’re the right fit for them. And that’s why our initial consultation is always free.

Get In Touch

Whatever your financial situation, Assured Wealth is here to educate and deliver financial advice in a way you’ll understand it. To set up a free consultation, call 01925 396 122 or get in touch via our contact us page.

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When can I sell my business?

Written by Mark Jones on . Posted in Financial Planning

At what age can I stop working and retire for good?

Building your business has been hard work. But what is it all for? After all, you only get one life, so why not start to live it today!

Will the value you receive for your business allow you to live out your retirement dreams for you and your family? How much do you need to retire on? How old will you be when you exit your business? Will retiring at age 65 for example, allow you enough time to do everything you want to do in life?

These are all challenging questions, with answers that seem a mystery right now. Without expert advice, it’s normal to feel unsure if you’re heading in the right direction to an great retirement.

How To Successfully Sell up and Retire Early

Sitting down with an Independent Financial Planner, you’ll find out how to retire earlier from your business. We will ask you some thought-provoking questions. They’re usually questions you’ve never really sat down to think about. It’s those things you dream of doing when you retire, those all-important bucket list items that remain on your to-do list! Things like how often you want to go on holiday and to where, how you may want to support your children (Education, new home deposit or first car), or what big purchases you want to make in the future for yourself (houses, holiday homes, final home move, new cars etc).

After sharing your dreams and desires with us, we’ll be able to put a monetary figure against them. Treat us as your retirement calculator. We do the maths and create a highly detailed financial plan that works for you. It will include what value you need to sell your business for so you can live the lifestyle you deserve, and that you’ve been dreaming of. After all, no one wants to run out of money early, or sit back and do nothing fearing that they will run out of money in later life.

You owe it to yourself to get a detailed personal financial plan. After all you have been planning for your business for years. Don’t drift into selling your business, take control, now how much you need to sell it for and why.

Get In Touch

Assured Wealth will provide you with a detailed plan, so you know how soon you can sell your business and how much you need it to sell for. And after, you will have a clear vision of your roadmap until your 100 years old. 

Bring clarity and direction to your exit strategy today. Call Assured Wealth on: 01925 396 122 today, to book a FREE review.

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The Link Between Financial Difficulty And Suicide

Written by Mark Jones on . Posted in Financial Planning

Did you know that people who are in problem debt are three times as likely to experience suicidal thoughts?

Not only that, but over 100,000 adults in problem debt will attempt suicide every year.

These are worrying, yet unsurprising statistics linking financial difficulty to mental health. People in problem debt can worry about keeping up to date with bill payments, losing their home and providing for their family. Without addressing it, they can fall deeper and deeper into debt. It can lead to anxiety, depression and so often, suicidal thoughts. Even a call from a mortgage company or energy provider can trigger suicidal thoughts.

Here’s an experience of a married couple, Kelly and Tom, who racked up a lot of problem debt. It all started when Tom was made redundant.

How Financial Difficulty Can Lead To Suicidal Thoughts

Following Tom’s redundancy, he was having suicidal thoughts. Kelly didn’t know what to do. But, she did know that Tom’s thoughts and feelings were symptoms of their financial difficulties. In a last-ditch attempt to resolve things, Kelly approached Assured Wealth. She wanted help organising finances and gaining clarity on their financial future.

One of the reasons to choose a Financial Adviser is their ability to look at situations objectively and neutrally. And even better, they enjoy playing devil’s advocate, which is what we did with Kelly and Tom. We took a close look at their spending and provided ways which they could cut back before Tom found another job. We asked awkward questions that we knew would help them make all-important changes in their lives.

As a result, we stopped Kelly’s pension contributions for a period. We also changed their mortgage to include some debt consolidation, which would buy them more time. Plus, we put wills and powers of attorney in place, should the worst happen to either of them.

Tom and Kelly are now on a clear journey to living debt-free. Tom has multiple job interviews lined up. And when he lands his next job, it will mean the road to being debt-free will be an even shorter one!

How Can You Achieve A Debt-Free Life?

Do you want to get on the road to a debt-free life? Spark a conversation with Assured Wealth today by calling 01925 396 122 to book a FREE 1 hour review.


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Why Choose us

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Investment portfolio review

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Cash flow modelling

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Fully Independent

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FCA regulated

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Financial planning

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Estate planning qualified

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Pension transfer specialists

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Occupational pension specialists

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All types of mortgages

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Care fee planning

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Low cost fees

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Corporate planning

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Wealth management

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Retirement planning

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Inheritance tax mitigation

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