With life expectancy increasing year on year and with the economy being the way it currently is, it’s becoming ever more important for people to start taking their retirement plans more seriously. Have you given much thought to your retirement plans recently? Did you know that the current life expectancy is now in the early 80s? It would be wise to think about how you’re going to afford everything after you retire.
A West Kirby IFA can help you with your retirement plans to ensure that you’re well prepared in your later life. Don’t worry, financial advisors aren’t just reserved for the six-figure earners, that’s a common misconception! Here at Assured Wealth and Estate Planning, we can connect you with a top West Kirby IFA so that you no longer have to worry about your retirement plans.
Whether we like it or not, money is an essential aspect of our lives; unfortunately there isn’t much a person can do unless they have a sizeable amount of funds. The majority of us go through life never really understanding how to properly manage our finances, but this no longer needs to be an issue when we can connect you with a top West Kirby Independent Financial Advisor (IFA).
A dedicated IFA can work with you to create certain plans and documents such as a cash flow management plan. A cash flow plan will outline your financial life up until your 100 years old (which is old enough for the most of us!). These are excellent plans that are well worth having, simply because they take a large number of factors into account such as increases and decreases in your income, things you want to do later on in your life (i.e. vacations), and even pitfalls such as the death of a family member.
For the vast majority of people, a home is the biggest purchase that they’ll ever make. With that being said, don’t you think it would be wise to get independent and personal mortgage advice from a professional financial advisor? This isn’t the only thing that you need to consider when it comes to mortgages though…
The UK mortgage market is constantly expanding and changing, new offers come onto the market constantly and with all of these sudden changes it’s easy to get confused and overwhelmed by what’s on offer. This is why it’s so important to get advice from a professional.
Here at Assured Wealth and Estate Planning, we can connect you with a West Kirby IFA who will be able to give you independent advice regarding mortgages.