Wilmslow Corporate Estate Planning

Wilmslow Corporate Estate Planning

Could your business survive the loss of its owner or major shareholder? Do you have all the necessary legal documentation in place to enable a smooth transition if you were to due early? Most businesses have no plan at all, but you would be surprised how often it happens.

We help you to protect your business. Not just regarding exit planning; tax mitigation; and shareholder agreements. We also look at how the business would be able to continue in the event of the owner’s early death.

Wilmslow Estate Planning Solutions

Wilmslow Estate Planning Solutions

Our Wilmslow IFA and Wilmslow corporate estate planning team start off by making sure that all the basics are in place:

Does the business owner have a valid will that deals with their shares in the business? Is it up to date? Is it tax efficient?

Shareholder agreements:
Who owns shares in the business? Is disposal of shares covered in the company’s articles and memorandum of wishes?

Is there life cover in place to pay the full value of the shares to the deceased’s estate?

Who is going to control the business if you become seriously ill, or die early? Are they capable of doing so and do they have all the knowledge and expertise required?

Do you have a Lasting Power of Attorney (LPA) in place?

Corporate Estate Planning Wilmslow

Corporate Estate Planning Wilmslow

There are a huge number of issues to consider for a business owner or shareholder. A life insurance policy and will are not usually enough on their own. A member of our team can talk through your wishes and review your legal documents. We could help to ensure your business and family will be left in the best possible shape if the worst happened.

Call the Assured Wealth and Estate Planning Wilmslow financial planning adviser team today on 01625 839511 and book your FREE Wilmslow retirement planning consultation.

Probate fees are increasing and a new death tax is starting

Assured Wealth and Estate Planning guide to the increased fee level and how forward planning can mitigate the new fees

What is probate?

When someone dies, you need to obtain the legal right to deal with their property, money and possessions, and to do so you need a grant of representation, which is commonly known as ‘probate’.

When is probate not needed?

Usually you won’t need to apply for probate if the estate does not include land, property or shares, if it is passing to a surviving spouse or civil partner because it was held in joint names or if the estate is valued at less than £5,000. However, each financial institution has its own rules and may still require a grant of probate certificate.

The new fees will apply to all applications received by the probate service on or after the date it is introduced in April 2019, irrespective of the date of death.

What is happening to probate fees?

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Protecting your assets with Trusts and effective Estate Planning

Most of the people within the UK (65%), do not have a valid will to enable them to leave their assets to the people they want to, when they die.  This leaves them vulnerable to having their: savings; investments; life insurance; pensions and property passed to bloodline family that they may not even know, or indeed like.

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Are Annuities Still A Viable Option For Retirement Planning?

Are Annuities Still A Viable Option?

Annuities are retirement products that guarantee you with a regular income after you retire.

You choose a provider, pick an appropriate annuity to suit your needs and, in exchange for some or all of your pension savings, the annuity provides income until you die.

The use of annuities has declined markedly in recent years, with figures from the Association of British Insurers suggesting sales have fallen by as much as 80% since 2014.

Research from the Financial Conduct Authority reflects this trend, with year-on-year annuity sales down 16% in the six months to April 2017.

This is partly due to the fact that, following former chancellor George Osborne’s introduction of pension reforms in 2015, people now have more options when it comes to planning their retirement.

However, are annuities still a viable retirement planning option to consider in 2017?

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Why Choose us


Investment portfolio review


Cash flow modelling


Fully Independent


FCA regulated


Financial planning


Estate planning qualified


Pension transfer specialists


Occupational pension specialists


All types of mortgages


Care fee planning


Low cost fees


Corporate planning


Wealth management


Retirement planning


Inheritance tax mitigation

Not sure what's right for you? Let us help you decide.