Wilmslow Corporate Retirement Planning

Wilmslow Corporate Retirement Planning

Eventually, we all think about retiring. For business owners, it can be more difficult as you need to consider a tax-efficient way of extracting profits from the business. A Wilmslow corporate retirement planning review can make a plan for your retirement income after your business has been sold.

Wilmslow Corporate Pension Advisor

Wilmslow Corporate Pension Advisor

Maybe you have not taken advantage of all of the tax planning opportunities that are available to you. Maybe you are missing out on the opportunity to bolster your retirement funds. Maybe you could make a pension fund the owner of business assets, such as buildings, to make the business more tax efficient.

Self-Invested Personal Pension (SIPP)

A Self-Invested Personal Pension (SIPP) can protect many different types of asset. You can use it to hold company property, bonds, shares or even cash. It is a good choice for companies who wish to purchase their premises. You can do so and then make rental payments back to the SIPP on the company’s behalf.

Business property relief (BPR)

You may wish to fund your retirement through the sale of your business. If you can claim BPR on the sale, this could be advantageous, and could even be the key to a successful retirement. We can help you to maximise the benefits.

Self-Administered Scheme (SASS)

A SASS is a similar product to a SIPP, but with the ability to loan money (up to half of its accrued value) back to the company as a cash injection.

Corporate Pension Planning Wilmslow

Corporate Pension Planning Wilmslow

There are several schemes to consider when planning retirement. Tax, cash flow and your attitude to risk are all factors. Choosing our Wilmslow corporate retirement planning team to talk through your business and retirement plan helps you to put everything in place properly.

Book your FREE Wilmslow business financial planning and Wilmslow retirement planning review today with a Wilmslow IFA by calling us on 01625 839511.

Are Annuities Still A Viable Option For Retirement Planning?

Are Annuities Still A Viable Option?

Annuities are retirement products that guarantee you with a regular income after you retire.

You choose a provider, pick an appropriate annuity to suit your needs and, in exchange for some or all of your pension savings, the annuity provides income until you die.

The use of annuities has declined markedly in recent years, with figures from the Association of British Insurers suggesting sales have fallen by as much as 80% since 2014.

Research from the Financial Conduct Authority reflects this trend, with year-on-year annuity sales down 16% in the six months to April 2017.

This is partly due to the fact that, following former chancellor George Osborne’s introduction of pension reforms in 2015, people now have more options when it comes to planning their retirement.

However, are annuities still a viable retirement planning option to consider in 2017?

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Inheritance Tax On Agricultural Property

Agricultural Property Relief
There is a specific relief that relates to certain agricultural property situated in the UK, Channel Islands, Isle of Man and in the EEA (European Economic Area). Qualifying agricultural property can be passed without inheritance tax as a lifetime gift or upon death.

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Inheritance Tax On Property

Inheritance Tax On Property

Inheritance tax on property is to be paid if the taxable value of the estate (with any gifts made by the deceased added on if they were made in the seven years prior to their death) exceeds the nil rate band. The rate of inheritance tax on property is currently 40%.

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Why Choose us

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Investment portfolio review

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Cash flow modelling

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Fully Independent

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FCA regulated

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Financial planning

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Estate planning qualified

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Pension transfer specialists

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Occupational pension specialists

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All types of mortgages

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Care fee planning

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Low cost fees

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Corporate planning

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Wealth management

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Retirement planning

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Inheritance tax mitigation

Not sure what's right for you? Let us help you decide.

BOOK A FREE RETIREMENT PLANNING REVIEW